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Important Dates, Holiday Hours and Closings
Loan Protection Products
Protect your credit, property and family should something happen to you with Credit Disability and/or Credit Life insurance, GAP (Guaranteed Asset Protection) and MRC (Mechanical Repair Coverage)
Credit Disability insurance can protect your credit score should you get sick, injured or disabled, regardless of any other insurance or employer benefit plan, by making your monthly loan payment until you are able to return to work.
Credit Life insurance will give you peace of mind. Should the un-thinkable happen, your spouse, family or next of kin will not have to worry about becoming responsible for the repayment of your loan. The full outstanding balance will be paid off and the rightful heir will inherit the collateral without any payment obligations.
The premiums are based on the amount borrowed, term of the loan, interest rate and will be included in your monthly payment.
GAP (Guaranteed Asset Protection)
Ever wonder what happens if you are in an accident and your vehicle is totaled but the amount from the insurance company is less than your loan balance?
The answer is - YOU have to pay the difference. "GAP" insurance can eliminate your responsibility for the difference. For a one time premium usually less than $200.00, which can be added to your new loan, you can have peace of mind.
MRC (Mechanical Repair Coverage)
Looking for an extended service product for your vehicle that won't cost more than the vehicle is worth? Want to avoid costly out-of-pocket repairs?
Check with one of our loan officers about MRC coverage. Available for New or Used vehicles. With or without an outstanding balance. With several service levels and mileage choices, we have the coverage that is right for you!